STEP 1

1. Define your needs & budget: Assess your lifestyle, family size, and financial situation to determine your ideal home type and price range.

2. Get pre-approved for a mortgage: This critical step solidifies your budget and strengthens your position as a serious buyer. We always suggest working with a local lender. In fact our agents work with the best and would love to help connect you with a lender who will work for you!

STEP 3

1. Craft your wish list: Prioritize must-have features and desired amenities to streamline your search. Our agents will create a personalized home search that sends houses right to your inbox.

2. Leverage agent expertise: Explore listings during private showings and let your agent curate options that best match your criteria.

STEP 5

During this period, the home inspection, appraisal, title insurance, and loan approval will be completed:

• Home inspection: Home inspections help identify any potential issues and gain peace of mind before finalizing the purchase.

• Appraisal: During the appraisal, a qualified appraiser will create a report based on an in-person inspection, research into recent sales of similar properties, current market trends, and the details of the home, including its size, condition, floor plan, and amenities.

• Title insurance: Think of it as protection against hidden ownership claims on your dream home. Title insurance companies research the property's history to ensure you receive clear title.

• Loan approval: Once your full loan application has been submitted, the mortgage processing stage begins. For you, the buyer, this is mostly a waiting period.

STEP 2

Buying or selling a home can be overwhelming, from navigating a competitive market to understanding complicated contracts. At Red Shoe Realty our agents use their expertise to guide you through the search, negotiations, and legalities, ensuring a smooth transaction. Ready to make your move with confidence? Contact  Red Shoe Realty today and discover the difference a trusted REALTOR® can make!

STEP 4

Your agent will research comparable properties and use their understanding of market value to help you make a competitive and informed offer. Once sent to the listing agent the sellers can accept, negotiate, or turn down your offer. If negotiations are necessary, our agents will empower you and navigate this crucial step, securing the best price and terms.

STEP 6

Congratulations on reaching the finish line of your home-buying journey! Closing day can be exciting and slightly overwhelming, so here's a breakdown of what to expect at closing:

• Closing costs: Be prepared with an itemized list of your closing costs, typically around 3% of the purchase price if you're escrowing your taxes. 

• Official statement: You'll receive an official statement outlining all charges before your appointment.

• Cashier's check: Ensure you have a cashier's check for the exact closing cost amount, payable to the title company.

• Valid ID: Don't forget your driver's license, passport, or other government-issued identification.

The typical timeline from offer to closing is approximately 30-40 days.