STEP 1

Define Your Needs & Budget
Start by assessing your lifestyle, family size, and financial situation to pinpoint the ideal type of home and price range for you.

Get Pre-Approved for a Mortgage
This essential step not only clarifies your budget but also positions you as a serious buyer. We recommend working with a local lender for personalized service. Our agents collaborate with top local lenders and would be happy to connect you with someone who truly has your best interests in mind!

STEP 3

Make your wish list: Prioritize must-have features and desired amenities. Our agents will create a personalized home search that sends houses right to your inbox.

 

Leverage agent expertise: Explore listings during private showings and let your agent gather options that best match your criteria.

STEP 5

This phase is all about finalizing key steps to ensure a smooth closing. Here's what happens:

• Home Inspection: A thorough inspection identifies potential issues, giving you peace of mind before moving forward.

• Appraisal: A certified appraiser evaluates the home's value based on its condition, features, and recent sales of similar properties to ensure it aligns with your loan.

• Title Insurance: This protects you from hidden ownership claims. Title companies review the property's history to ensure you receive a clear and undisputed title.

• Loan Approval: After submitting your full loan application, the mortgage goes through processing. For you, this is mostly a waiting period while everything is finalized.

 

STEP 2

Buying or selling a home can feel overwhelming, with competitive markets and complex contracts to navigate. At Red Shoe Realty, our experienced agents are here to guide you every step of the way — from the search and negotiations to the legal details — ensuring a smooth and stress-free transaction.

Ready to make your move with confidence? Contact Red Shoe Realty today and experience the difference a trusted REALTOR® can make!

STEP 4

Your agent will research comparable properties and use their understanding of market value to help you make a competitive and informed offer. Once sent to the listing agent the sellers can accept, negotiate, or turn down your offer. If negotiations are necessary, our agents will empower you and navigate this crucial step, securing the best price and terms.

STEP 6

Congratulations on reaching the finish line of your home-buying journey! Closing day can be exciting and slightly overwhelming, so here's a breakdown of what to expect at closing:

• Closing costs: Be prepared with an itemized list of your closing costs, typically around 3% of the purchase price if you're escrowing your taxes. 

• Official statement: You'll receive an official statement outlining all charges before your appointment.

• Cashier's check: Ensure you have a cashier's check for the exact closing cost amount, payable to the title company.

• Valid ID: Don't forget your driver's license, passport, or other government-issued identification.

The typical timeline from offer to closing is approximately 30-40 days.